Fear....

The pre-approval is now an approval.  I've made a call to my clinic to find out next steps.  I also sent an email to the loan officer with some questions and voicing my concern over the payment amount.  She wound up calling me to discuss my email.  It was nice to be able to speak to someone.   A person that has been through all the same things I'm going through now.  It's nice not to be just a number.  She said the loan is good to go for 90 days before having to pull a new credit report.  I was glad to hear that.  We still need to make an appointment for a physical.  And apparently I need to apply for the guarantee program and I have no idea how to do that either.  Hopefully, I'll hear back from the clinic on Monday.  I want to move forward but I'm so scared at the same time.  This is the moment I've been waiting for and now I'm scared.  I'm not sure what I'm scared of.  The loan amount? Or is it that I've been chasing my dream of motherhood for so long that I don't know how to actually take that leap?  I guess I also wasn't expecting an approval so quickly. I've gotten used to being turned down or not given the entire amount.  We still have a few months to save some money.  J has promised that I can take 200 from him on his second paycheck.  So even with the loan, I know we can still save money which is important to me.  I also need to take care of another issue.  I had an emergency room visit last weekend.  My stomach has been hurting and they did an ultrasound.  Nothing was found as the cause of my pain but the ER Dr said I had a mass on my liver.  I heard her say 3 cm but J said it had to be mm. If it was cm that would be very large so I'm sure he's right but I think I need confirmation from my primary care Dr.  J wants confirmation too on mass and stomach pain. So I guess I'll find out on next week.  Till then.

Getting through tough times...

J threw his back out so now he's home for awhile...again.  Next paycheck will be bad but he thinks he will be back at work for the last trip of the month.  It won't financially devastate us but it won't help either.  We'll get by.  The good part is that our debt has been consolidated and we have a set loan.  Another good part is that J has committed to making changes.  It's important or our life together could be over.  I love J with all my heart but I know that things can't continue on this path.  So I really hope he's serious about making changes. This week will be the test.  Praying that it all goes well.