I feel like that's the story of my life for the past 5 years. Finally got the credit cards down and our Nissan needed work. It was necessary and in the end I'm grateful we had credit available to take care of it. I wasn't prepared for a $1000 worth of fixes. Car had a sensor that went bad and needed to be replaced. In addition to that it desperately needed brakes and tires. J has been driving that car to Detroit when it's not possible to fly and he needed to leave today. He would normally just change the brakes himself but the weather has been crappy all week long and doesn't look like it will get better in the next week either. Plus, I really think Firestone gave a good deal overall and now J is driving and I feel he is safe. I remember a time when maintaining a car was impossible for us. We didn't have enough money or credit to pay for anything other than gas, food and whatever bills we had. I remember this lady I worked with saying, that it cost more to fix later if a tire blows or brakes fail but that doesn't make money magically appear to fix what's broke. I truly despised her for saying that to me. I guess it's because she didn't really understand what we were going through. For three years we struggled paycheck to paycheck, never knowing what was going to go wrong with the car or the house. I remember when our sump pump failed. I was fortunate that my paycheck was actually available that Saturday even though payday was Monday. And even more fortunate that I was able to get a friends husband to put it in for me. J was away and our basement was flooding. Those days are gone now and I'm grateful. I think we stand a good chance at getting a fertility loan but I don't want to jump the gun and wind up not getting one. Patience, patience, patience.