Showing posts with label debt. Show all posts
Showing posts with label debt. Show all posts

Saturday, January 6, 2024

Tired of being worried all the time...

Yes, I worry a lot these days.  Money is the big issue.  Will we make it till J gets back to work?  I don't know anymore.  I want to see if we can skip any payments but J keeps saying they'll cut us off on credit.  Well, let's be real, when we don't pay and our accounts are overdrawn, then what, they'll just ignore the missing payments and let us use our open credit.  NOT.  But what do I know.  I'm just a full time employee and mom of a seven year old and have struggled for years to pay down our debt only to wind up in the same situation.  I've cashed in all the savings, investments and 401K money I can scrounge up to pay.  It's not looking pretty anymore.  I worry that when J goes back to work, he'll just spend like even more as if we don't have debt to pay back.  It has to stop.  At this point, I'll be working till I die.  

My other worry is my daughter.  J has ideas on giving money rewards and I want to change that.  I suggested it and he said he agreed, then a couple of weeks later he said he wants to give her money rewards.  I think she should have an allowance.  No strings attached allowance.  Good behavior shouldn't be rewarded with cash.  She just needs to have good behavior.  

That's my rant of the day.  Thanks for listening.

Thursday, February 4, 2021

Anxiety...

 Lately, I've been feeling anxious and nervous.  Our finances are not good and I'm trying to find a way out of this hole we're in.  Is there a get rich quick scheme anywhere out there?  Maybe a reputable side business that I can do online?  I've been researching.  I know J is too.  I did find something but I'm so nervous about it.  Will it pay off.  The people who have tried say yes.  But with hard work and following the training they give us.  So scared I'm making a mistake but also praying it can and will pay off.  I'm not expecting money to just roll in but I have to try, right?  What's a little more money down the drain, right?  Maybe the training will help me with other future endeavors, right?  I see the pros and I see the cons.  Scary, right?  2020 has been a hard year and I need to put it past me.  Maybe this will help my family.  All I want to do is get our debts paid down so we can move out of this frozen tundra with a little dignity.

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